Eligibility for Social Security Disability in Missouri

Before you apply, it’s important to understand the basic eligibility requirements for SSDI and SSI:

• SSDI: To qualify for SSDI, you must have worked and paid Social Security taxes for a sufficient number of years. The SSA uses a work credits system to determine if you’re eligible for SSDI. Generally, you need to have worked for at least 5 out of the last 10 years before becoming disabled.
• SSI: If you don’t have enough work history or have limited income and resources, you may qualify for SSI. SSI benefits are based on financial need, rather than work history.

Both SSDI and SSI require that you have a medical condition that prevents you from working and is expected to last at least 12 months or result in death.

Steps to Apply for Social Security Disability in Missouri

The application process for Social Security Disability in Missouri follows the same general procedure as in other states. Here are the key steps you need to take:

• Determine Which Program You Qualify For
• SSDI: If you have a sufficient work history, SSDI is the appropriate program for you. This program provides monthly benefits based on your work history and earnings.
• SSI: If you have a low income and limited resources, SSI may be the right choice for you. This program provides benefits to individuals with limited financial means, regardless of their work history.
• Gather Your Medical and Personal Information The SSA will require a comprehensive set of documents to process your claim. These include:
• Medical records: Include records from all healthcare providers who have treated your disability. This includes doctor’s visits, lab results, hospital records, and any other relevant medical documentation.
• Work history: Provide a detailed list of your past employment, including job titles, dates of employment, and a description of your job duties.
• Financial information: If applying for SSI, you will need to provide information about your income, assets, and living situation.
• Apply Online, by Phone, or In-Person You can apply for Social Security Disability benefits in Missouri in several ways:
• Online: The quickest and most convenient way to apply is through the SSA’s online portal. Visit www.ssa.gov to start your application.
• By Phone: You can also apply over the phone by calling the SSA at 1-800-772-1213. The SSA representative will help you fill out the application over the phone.
• In Person: If you prefer to apply in person, you can visit your local Social Security office. Find your nearest office by visiting the SSA’s website or calling their toll-free number.
• Complete the Disability Application Whether applying online, by phone, or in person, be sure to complete the application accurately and thoroughly. The SSA will ask for detailed information about your medical condition, work history, and any medications you are taking. The more detailed and accurate your application, the better your chances of approval.
• Wait for the Decision After you submit your application, the SSA will review your case. The process can take several months, and many initial applications are denied. If your application is approved, you will begin receiving monthly disability benefits. If your application is denied, you have the right to appeal the decision.

Common Reasons for SSDI or SSI Denial in Missouri

Social Security Disability claims are often denied for various reasons. Common reasons for denial include:

• Insufficient medical evidence: If the SSA determines that your condition is not severe enough or there isn’t enough medical documentation to prove the extent of your disability, your claim may be denied.
• Failure to follow prescribed treatments: If you’re not following your doctor’s prescribed treatment plan or therapy, the SSA may deny your claim.
• Income and assets exceeding limits: For SSI, if your income or assets exceed the limit set by the SSA, you may be ineligible for benefits.

If you receive a denial, it’s important to appeal the decision as soon as possible. Many claimants are ultimately approved during the appeals process.

How to Check the Status of Your Application

Once you’ve applied for Social Security Disability in Missouri, you can check the status of your claim using the following methods:

• Online: Create a my Social Security account to track your application status.
• By Phone: Call the SSA’s customer service line at 1-800-772-1213 to get updates on your claim.
• In Person: Visit your local SSA office for status updates and assistance with your application.