Steps to Apply for SSDI in Missouri

Step 1: Confirm You’re Eligible for SSDI

Before applying, make sure you meet SSDI’s core requirements:

• Work History: You must have worked long enough and paid Social Security taxes (typically 5 of the last 10 years).
• Medical Condition: Your condition must be severe enough to prevent you from working for at least 12 months or be expected to result in death.
• Age: While SSDI is not limited by age, your work credits and vocational profile are considered in the evaluation.

Step 2: Gather All Required Documents

Having your information ready can speed up the process and reduce the chances of delays. Collect:

• Medical records from all treating doctors, clinics, and hospitals
• Work history for the last 15 years
• W-2s or tax returns
• List of medications and treatments
• Doctor’s written statements about your condition and limitations

Step 3: Submit Your Application

You can apply for SSDI in Missouri using any of the following methods:

• Online: Visit www.ssa.gov to complete the application. This is often the fastest option.
• By Phone: Call the SSA at 1-800-772-1213 to apply over the phone.
• In Person: Visit your local SSA office in Missouri. It’s a good idea to schedule an appointment in advance.

Make sure all forms are filled out accurately and completely—errors or missing information can delay your claim.

Step 4: Wait for a Decision

After submission:

• The SSA will forward your claim to Missouri’s Disability Determination Services (DDS).
• A claims examiner and medical consultant will review your medical records and may request more documentation or a consultative exam.
• This initial decision can take 3 to 6 months on average.

Step 5: Be Prepared to Appeal If Necessary

Most initial SSDI claims are denied. If this happens:

• Don’t give up—you can file a Request for Reconsideration within 60 days.
• If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).

Tips for Applying Successfully

• Be thorough and honest in your application. Incomplete or inconsistent answers can raise red flags.
• Get medical support: A detailed statement from your doctor can carry significant weight.
• Follow treatment plans: Compliance with medical care shows you are taking steps to manage your condition.